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for small business owners trading with a (PTY) or CC looking to build their credit score
Get the Exact, Step-by-Step Guide to Quickly Build Your Credit and Qualify for Finance
Read the eBook in Just 8-10 minutes and Start Using the Included Checklists and Guides Immediately to Improve Your Credit Score and Access the Finance for your needs.

The Conventional Ways to Accessing Funding Are Failing You...
If you’re a South African small business owner trying to grow, you’ve probably felt the frustration too:
Applying for business loans only to get rejected—again and again—despite having a steady income.
Being told you don’t qualify because of a low credit score or no credit history at all.
Wasting time and money trying to “look” fundable without any clear, proven steps.
The biggest problem?
Lenders don’t care how hard you work or how profitable your business is—if you don’t have a structured credit profile, they see you as a risk.
Banks need to see a history of responsible borrowing, and most business owners have never been taught how to build that from scratch.
And traditional advice?
It’s often generic, confusing, or designed for people who already have strong credit.
That’s why…
If You’re Still Guessing What Lenders Want—You’re Already Falling Behind
The key to unlocking access to finance in 2025 is having a proven system that:
- Establishes your financial structure clearly
- Builds your credit step-by-step—bottom up
- Shows lenders you’re trustworthy before you even apply
But let’s be honest…
- Credit coaching services are expensive
- Hiring a CFO is not an option either
- Financial advisors rarely understand the unique struggles of small business owners
- And building a credit profile the wrong way can take YEARS
What if there was a way to build trust with lenders FAST, without wasting time or money on trial-and-error?
The CreditScore Builder eBook gives you exactly that—a fast-track framework to move from loan rejection to financial approval in just months.
No fluff. No complicated jargon. Just the actionable steps that work.

This Book is NOT for:
This book is for:
You Will Also Get These FREE Bonuses...
BONUS#1 - Paylsip template with 2025/26 tax tables (Valued @ R1 250)

Get full access to our easy-to-use accounting software at no extra cost. This tool keeps all your financial data in one place and makes it easy for you to track income and expenses, even if you’re not a financial expert. Plus, with everything available in real-time, you’ll always know where your business stands — without needing to chase down paperwork. Normally worth R4 800, it’s included free for you to help make bookkeeping a breeze.
BONUS#2 - Affordability Calculator (Valued @ R750)

We offer training that you can access anytime, anywhere. Learn how to manage invoicing, receipting, and financial allocations with our step-by-step guides. This means you won’t feel overwhelmed by bookkeeping tasks, and you’ll understand the basics of keeping your records clear and organised. This training is worth R2 850, but it’s yours for free to help you build confidence and understand your finances better.
BONUS#3 - Monthly Income Statement (Valued @ R250)

Every six months, we assess your tax situation to help you make informed decisions and avoid unexpected tax bills. We’ll help you identify any tax risk exposure and advise on the best way to minimise it. By planning ahead, you can reduce stress at tax time and make sure there are no surprises. This session, valued at R3 125, ensures that you’re always prepared when it comes to tax matters.
BONUS#4 - Personal Assets and Liabilities Statement (Valued @ R250)

Start your journey with a personalised planning meeting to define your goals and priorities. During this session, we help you set clear financial and business goals, identify areas that need focus, and make sure that our services align with your vision. This meeting, valued at R4 100, helps us set you on the right path from day one, so you can start strong.
TOTAL VALUE OF THE BONUSES - R2 500
Thanks For Taking the Time to Read This
Let's recap...

Act Before It’s Too Late
Our Growth and Compliance Pathway is available only until 13 December 2024, and our capacity to onboard new clients is limited.
We want to ensure each business we work with receives the dedicated attention needed to thrive, which means spots are filling quickly.
If you’re ready to take this step, now is the time to secure your place before our capacity is reached.
2025 - Providential Consulting Inc