Individuals
Personal tax handled properly. No surprises from SARS.
For South African individuals with salary, rental, investment or side income. ITR12 returns, provisional tax, tax directives and SARS compliance from registered tax practitioners who explain it in plain language.
CA(SA)-led team · SARS Registered Tax Practitioners · 12+ years in business
Personal tax is not one form once a year. Not anymore.
Salary, rental, investments, side gigs, trust distributions and foreign income each bring their own rules. Missing something costs money and peace of mind.
Provisional tax was not on your radar.
Rental, consulting, commission or investment income can make you a provisional taxpayer. SARS expects payments during the year, not only at assessment.
ITR12 season feels like a lottery.
IRP5s, medical credits, travel allowances, home office, rental schedules. One missed field and the assessment does not match what you expected.
SARS letters sit unopened.
Verification, audit or auto-assessment queries need a timely, accurate response. Ignoring them makes a fixable problem expensive.
Is this you?
Here is how you can assess if this is for you
You are likely in the right place
- You need an ITR12 prepared and submitted accurately and on time
- You have rental property, investments or side income beyond a single IRP5
- You are a provisional taxpayer or think you might be
- You received a SARS letter, audit or verification and need professional help
- You want a registered tax practitioner, not DIY eFiling guesswork
A different page may fit better
- Active trade as a sole proprietor → Sole proprietors
- Content creator or brand income → Influencers
- Owner-managed company with payroll → Who We Serve
- Trust beneficiary or trustee accounts → Trusts
Who needs personal tax support?
We help individuals with salary plus additional income, rental property, investment income, trust distributions, foreign income, and directors or shareholders who need personal returns alongside company work.
If your only income is a single IRP5 with no complications, you may not need a firm like ours. If your tax picture has more than one moving part, professional support usually pays for itself in accuracy and avoided penalties.
Numbers handled. Guidance you can lean on.
We are registered accountants and tax practitioners, entrepreneurial at the core. We think like business owners because we are. We handle the numbers and walk with you through the decisions that matter, so you keep more of your hard-earned money.
300+Businesses served
12 yrsHelping owners grow
98%SARS compliance rate
97%5-year client retention
The plan
Understand, prepare, file and support.
01
Understand your tax profile
We review income sources, registrations, prior assessments and whether provisional tax applies. You know exactly what must be declared.
02
Prepare and plan
We gather documents, calculate provisional payments where needed, and maximise legitimate deductions and credits within the rules.
03
File and stand with you
ITR12 submitted on time. If SARS queries the return, we handle correspondence and explain the outcome in plain language.
Personal tax
Individual tax services from registered practitioners.
ITR12 preparation and submission, provisional tax calculations and payments, rental and investment schedules, medical and retirement credits, tax directives, and SARS dispute support when assessments go sideways.
What is at stake
Getting personal tax wrong is personal.
Without professional help
- Underpaid provisional tax and SARS interest
- Missed deductions and credits you were entitled to
- Auto-assessments accepted without checking
- SARS queries handled late or incorrectly
With us
- Returns prepared correctly and filed on time
- Provisional tax planned, not panic
- Someone to call when SARS correspondence arrives
- Confidence that your personal tax matches your real life
How we help
Individual tax services.
✓
Taxation
ITR12, provisional tax, directives and SARS correspondence.
✓
Rental property
Rental schedules, interest, repairs and capital gains when you sell.
✓
Investments
Interest, dividends, unit trusts and capital gains reporting.
✓
Business advisory
Tax planning for major life changes, emigration and complex portfolios.
Frequently asked questions
Am I a provisional taxpayer?
You may be if you earn income other than salary subject to PAYE, such as rental, freelance fees, commission or certain investment income, and you meet SARS thresholds. We confirm your status and manage payments if you are.
What documents do you need for my ITR12?
Typically IRP5/IT3 certificates, medical aid tax certificates, retirement annuity certificates, rental income and expense records, capital gains information, and prior SARS assessments. We send a tailored checklist after the first call.
Should I accept SARS auto-assessment?
Not without checking. Auto-assessments can miss income or deductions. We review what SARS pre-populated against your full picture before you accept or file an updated return.
Can you help with a SARS audit or verification?
Yes. We respond to SARS queries, prepare supporting schedules and represent you through the process so deadlines and documentation are handled properly.
How much does personal tax preparation cost?
Fees depend on complexity: single IRP5 vs rental, investments, trust distributions or foreign income. We quote after understanding your tax profile. Simple returns cost less; complex portfolios are scoped individually.
Self-employed trade?
Sole proprietors.
Running a business in your own name? Business and personal tax overlap. Start here.
Trust beneficiary?
Trusts.
Trust distributions and trustee duties need separate accounting support.
Ready to see where you actually stand?
30 minutes, no pressure. We will look at your numbers, tell you honestly what is working and what is not, and show you what the path forward looks like for your business.