Micro businesses
Stop guessing. Start growing with clear numbers.
For early-stage owner-managed businesses, typically under R2.3m in turnover. Books kept tidy, SARS and CIPC filings on time, and enough clarity to know where you stand without chasing paperwork every month.
CA(SA)-led team · SARS Registered Tax Practitioners · 12+ years in business
Behind on the books is more expensive than you think.
You did not start a business to live in spreadsheets and SARS letters. When compliance is reactive, every deadline feels like a surprise you should have seen coming.
Filings keep slipping.
VAT, PAYE, provisional tax and CIPC returns pile up. Year-end becomes a scramble instead of a routine.
You are not sure what you owe.
Records live in bursts, folders and memory. When someone asks how the business is doing, you hesitate because the number is not trustworthy yet.
Every SARS letter raises your pulse.
Penalties and interest compound quietly. Reactive compliance costs more than a steady monthly rhythm ever would.
Is this you?
Here is how you can assess if this is for you
You are likely in the right place
- Turnover is typically under R2.3m, or you are early-stage and still finding your feet
- Books are late, messy, or updated in bursts when a deadline looms
- SARS or CIPC deadlines have caught you off guard before
- You need compliance and basic clarity, not full management coaching yet
- You run the business day to day and want a named contact, not a revolving inbox
A different page may fit better
- Past R2.3m and need monthly management accounts and guidance → Small Businesses or GrowthPath
- Sole proprietor or freelancer → Sole proprietors
- Over R20m and need strategic finance support → Medium-size Businesses
- Personal tax only → Individuals
What counts as a micro business?
In South Africa, turnover tax and simplified regimes often apply up to R2.3m. For our work, a micro business is owner-led, early-stage, and still building the compliance floor.
That usually means a PTY, close corporation or registered entity under roughly R2.3m turnover, sometimes VAT registered, sometimes not. You may be profitable but the admin has not kept pace with the work. The job right now is get current, stay current, and see where you stand.
When the books are tidy and you need guidance beyond compliance, that is the path into GrowthPath.
Numbers handled. Guidance you can lean on.
We are registered accountants and tax practitioners, entrepreneurial at the core. We think like business owners because we are. We handle the numbers and walk with you through the decisions that matter, so you keep more of your hard-earned money.
300+Businesses served
12 yrsHelping owners grow
98%SARS compliance rate
97%5-year client retention
The plan
Discover, clear the backlog, stay current.
01
Discovery call
We walk through where your books and filings stand, what is overdue, and what “current” looks like for your business. You leave knowing the gap and priority order.
02
Clear the backlog
We bring records up to date, sort the filing queue, and set you up on cloud accounting so nothing lives in a shoebox again.
03
Stay current
Month to month we keep books tidy, filings on schedule, and a simple picture of where you stand. You run the business. We handle the paperwork rhythm.
GrowClear
Compliance handled. Clarity you can act on.
Monthly bookkeeping on cloud software, SARS returns as they apply to you, CIPC basics to stay in good standing, readable monthly reports, and a named point of contact. Not dump-and-run bookkeeping.
Fees depend on complexity and catch-up work. Public guides put micro retainers around R400 to R900 a month. We confirm your number on a consultation.
What is at stake
The cost of leaving it vs. what changes when compliance is under control.
Without a steady rhythm
- Penalties, interest and year-end scrambles
- Decisions made without trusting the number
- SARS and CIPC catching you off guard
- Evenings lost to admin instead of customers and cash
With GrowClear
- Books up to date and filings on time
- A number you can trust when it matters
- Less dread around SARS mail
- Headspace back for running the business
How we help
The compliance floor every micro business needs.
✓
Financial reporting
Monthly bookkeeping and simple reports you can actually read.
✓
Taxation
VAT, PAYE, provisional tax and year-end returns filed on time.
✓
Secretarial services
CIPC filings and company secretarial basics to stay in good standing.
✓
Business advisory
Plain-language guidance when you need a steer, without full GrowthPath coaching.
Frequently asked questions
Straight answers for micro and early-stage businesses.
Is it worth getting an accountant this early?
Yes, if compliance is already costing you time, penalties or sleep. A steady monthly rhythm is usually cheaper than repeated catch-up scrambles. GrowClear is built for this stage, not a full finance department.
What if my books are months behind?
That is common at this stage. We scope catch-up work upfront, clear the backlog, then move you onto a stay-current rhythm. We tell you honestly what it will take before you commit.
Do I qualify for turnover tax?
Turnover tax may apply if your qualifying turnover is R2.3m or less. It simplifies some filings but is not right for every business. We advise on the best structure for your situation on a consultation.
When should I move from GrowClear to GrowthPath?
When books are current and you need monthly management accounts, forecasts and guided decisions, not just compliance. Many clients step up as they pass R2.3m or outgrow reactive admin.
How much does it cost?
GrowClear fees depend on transaction volume, catch-up work and which returns apply. Public guides put micro retainers around R400 to R900 a month. We confirm your fee after a discovery call.
Trading as a sole prop?
See our sole proprietor page.
Self-employed income, provisional tax and allowable expenses explained for your structure.
Growing past micro?
Small Businesses and GrowthPath.
Past survival and need clarity, not just compliance? That is the next rung on the ladder.
Ready to see where you actually stand?
30 minutes, no pressure. We will look at your numbers, tell you honestly what is working and what is not, and show you what the path forward looks like for your business.